Rask - I invested $100,000 this week (what I bought)
Owen Rasque, host of the Australian Finance Podcast, explains his decision to invest $100,000 amidst global market uncertainty. He highlights the importance of investing during uncertain times to secure better deals, akin to running towards the fire rather than away from it. Rasque emphasizes the strategy of dollar cost averaging (DCA), which involves regular investments to mitigate market timing risks. He notes that historically, four out of five years in the stock market are positive, making long-term investing advantageous. Rasque also discusses using equity release from his mortgage to fund investments, choosing a diversified portfolio of ETFs through the Ras Invest platform. He stresses the importance of maintaining regular investment contributions even when markets are volatile, as this approach reduces the guesswork of market timing and ensures a balanced long-term return. Rasque advises listeners to consult financial advisers and conduct thorough research before investing, underscoring that his advice is general and not tailored to individual needs.
Key Points:
- Invest during uncertainty for better deals; market timing is challenging.
- Use dollar cost averaging to mitigate risks and ensure consistent investing.
- Historically, 80% of stock market years are positive, favoring long-term investing.
- Equity release can fund investments; diversify with ETFs for balanced returns.
- Consult financial advisers and research thoroughly before investing.
Details:
1. 🎙️ Welcome to the Australian Finance Podcast
1.1. Podcast Introduction
1.2. Sponsorship by Beta Shares
2. 💡 Navigating Investment Amid Global Uncertainty
- Invested $100,000 during a period of high market uncertainty, leveraging market fear to identify undervalued opportunities.
- Global stock market volatility in 2025, characterized by a rapid rise and subsequent fall, offers both risk and opportunity for strategic investors.
- Geopolitical events such as trade tensions and political instability have contributed to investor anxiety, underlining the importance of a long-term perspective.
- Despite prevailing negativity, strategic investment was viewed as an opportunity to capitalize on market corrections, aiming for long-term gains.
3. 🔄 Embracing Dollar Cost Averaging
- Embrace uncertainty as it offers opportunities for great deals during market downturns.
- A live show attracted 10,000 viewers, highlighting the value of engaging, data-driven insights during market volatility.
- On average, one in five years in the stock market is negative, indicating that downturns are part of the investment landscape.
- Despite market downturns, four out of five years are positive, supporting long-term investment strategies over market timing.
- Market timing is difficult as the stock market increases 80% of the time, making predictions unreliable.
- Regular investment, or dollar cost averaging (DCA), is recommended to mitigate risks associated with market timing.